Some Klarna plans may be interest-free, including Pay in 4 and certain short-term installment plans.

Longer monthly financing options may include interest. Any interest rate and total financing cost will be displayed before the customer accepts the plan.

Available plans vary based on the amount being paid and the customer’s eligibility.

During our checkout testing, Klarna displayed options including:

• Pay in 4 with 0% interest (Every 2 weeks)
• Three monthly payments with 0% interest
• Six monthly payments
• Twelve monthly payments
• Eighteen monthly payments
• Twenty-four monthly payments

This does not mean every customer will receive all of these options. Klarna may offer different terms, interest rates, payment amounts, or repayment periods to different customers.

Klarna states that its eligibility checks use a soft credit check, which does not affect your credit score and is not visible to other lenders.

You may be asked to create or sign in to a Klarna account during checkout. Klarna will request information such as your phone number to verify your identity and determine which options may be available.

Klarna is a third-party payment provider that allows qualified customers to pay immediately, divide a purchase into interest-free installments, or finance a purchase over time.

Klarna is separate from Crimson Desert Doodles and Stripe. Stripe processes the checkout, while Klarna determines the customer’s available financing options.